vLES

i know this is pretty random but...

http://www.reuters.com/article/wtMostRead/idUSWBT00892120080502?pageNumb...

just good to know, credit card reforms

The Fed approved a proposal that would generally prohibit credit card companies from increasing the annual percentage rate on a customer's outstanding balance. It would also ban companies from reaching back to prior billing cycles when calculating the amount of interest charges in the current cycle, a practice known as double-cycle billing.

read on at above link.
sorry i guess im pretty delirious at this time, totally reading random things